Speaker Profile: Francis Fernandes

Francis has been a Senior Advisor to Lincoln Pensions since 2010. Francis was previously Head of European Pensions at Citigroup where he led principal transactions for the Bank (e.g. Thomson Regional Newspapers) and advised on M&A deals where pensions posed material risks. Francis has spent half his career in investment banking where he has also been a Senior Advisor to Morgan Stanley and Head of Actuarial at ABN Amro. The remainder has been in consultancy and academia. He qualified as an actuary at Towers Watson, lectured at City University, was a partner at LCP and was a Senior Advisor to Capita Employee Benefits.