Pensions Age Magazine - DC and DB corporate pensions news and more

Latest News

Top Story

FCA calls for 'bold shifts' to address mortgage-retirement challenges

By Sophie Smith

14/11/25

Mortgage pressures are increasingly becoming a pensions issue, Financial Conduct Authority (FCA) chief executive Nikhil Rathi, has suggested, arguing that “bold shifts” are needed to address structural challenges and help retirees draw on their housing wealth more effectively.

Rathi suggested that further thought may be needed on how housing wealth and pensions interact, both in terms of using pension savings to support homeownership and unlocking housing wealth to improve later life living standards

Pre-Budget fears grow as Brits warn they’ll save less if salary sacrifice is capped

Calls for Chancellor, Rachel Reeves, to avoid making changes to salary sacrifice in her upcoming Budget have continued to grow, with industry research revealing that nearly two-fifths (38 per cent) of Brits will save less into their pension if salary sacrifice is capped

Check out our latest news

Targeted support could be ‘revolutionary’ but data privacy concerns persist

The Financial Conduct Authority (FCA) has hailed its forthcoming targeted support framework as a “revolutionary” step in helping pension savers make more informed decisions, although industry experts have cautioned that data privacy barriers could limit its reach

LPPI pool set to expand to nine partner funds as ‘key milestone’ reached

Nine Local Government Pension Scheme (LGPS) funds have formally indicated their intention to join the expanded Local Pensions Partnership Investments (LPPI) pool

Success of DB surplus reforms hinges on trustee expertise and ambition

Whilst the plans for defined benefit (DB) surplus release in the Pension Schemes Bill are "not without risks" and will not be suitable for every scheme, these risks can be mitigated to improve outcomes for all, the Society of Pension Professionals has said

PMI launches Development Partnerships programme

The Pensions Management Institute (PMI) has announced plans to work with more large pension sector employers to maximise how their staff develop, as part of its new Development Partnerships programme

Experts urge new thinking on pensions engagement amid ‘wall of change’

The pensions industry is confronting a “wall of change” in regulation, demographics and technology that demands a new approach to saver engagement and retirement planning, speakers at The Investing and Savings Alliance (TISA) Annual Conference 2025 have warned

People’s Pension launches pension finder service to simplify “scary” transfer process

Many savers are still confused or overwhelmed by the pension tracing and transfer process, research from People's Pension has revealed, with 49 per cent admitting that they find transferring a pension "scary"

View More News

Highlighted Content

The de-risking landscape – an evolving world

Our panel of experts [see page 78] explore the exciting trends evolving in the dynamic pensions de-risking space today

Empowering boards to drive strategic projects with confidence

Aon strategic programme consultant, Dana Wiesner, and Aon associate partner, Michelle Burgess, explore how trustees can leverage strategic programme management to navigate today’s complex pensions environment.

Going private: The asset class gathering pace

As the Mansion House Compact and Accord take hold, UK pension schemes are stepping up allocations to private markets. Sandra Haurant reports

Podcast: From pension pot to flexible income for life

In our latest podcast, Pensions Age speaks to TPT Retirement Solutions DC director, Philip Smith, about its first-of-its-kind retirement income solution, built for tomorrow’s retirees

Rethinking the path to buyout with an insurer-led solution

A faster, cleaner path to buyout isn’t just possible, it’s essential. At Pensions UK last month, Just shared its perspective on why the industry must evolve and why insurers have the experience and skills to take the lead

A time of opportunity?

Our panel of experts explores the potential implications of the Pensions Investment Review on the future of the de-risking space and wider pensions environment

Latest Podcasts

Podcast: From pension pot to flexible income for life

Podcast: Who matters most in pensions?

In the latest Pensions Age podcast, Francesca Fabrizi speaks to Capita Pension Solutions global practice leader & chief revenue officer, Stuart Heatley, about who matters most in pensions and how to best meet their needs

Podcast: A look at asset-backed securities

Royal London Asset Management head of ABS, Jeremy Deacon, chats about asset-backed securities (ABS) in our latest Pensions Age podcast

The role of CDC

In the latest Pensions Age podcast, Laura Blows speaks to TPT Retirement Solutions Chief Client Strategy Officer, Andy O’Regan, about the role of collective DC (CDC) within the UK pensions space

Keeping on track

In the latest Pensions Age podcast, Sophie Smith talks to Pensions Dashboards Programme (PDP) principal, Chris Curry, about the latest pensions dashboards developments, and the work still needed to stay on track

View More Podcasts

View Videos

Check out our latest appointments

Appointments update - 12 November 2025

TPT has appointed an independent trustee board for its run-on defined benefit (DB) superfund

Appointments update – 7 November 2025

Isio has announced the appointment of Gareth Roberts as chief financial officer

Appointments update – 3 November 2025

Barnett Waddingham has announced the appointment of Andrew Simpson as a partner in its actuarial consulting team

Appointments update - 30 October 2025

Pensions for Purpose has announced the appointment of four members to its advisory group

Appointments update - 27 October 2025

Pensions UK has appointed Sarah Sim as executive director of membership and commercial services

Check out our latest features

Swipe right for retirement: Can pension apps match modern expectations?

As consumer technology races ahead, pensions are still struggling to deliver digital experiences that feel intuitive, responsive and engaging. Callum Conway explores whether pension apps are finally closing the gap

Sizing up the social mobility challenge

Paige Perrin investigates why social mobility in the UK pensions industry remains limited, and how apprenticeships, DEI initiatives, and smarter recruitment could finally open the doors to a more diverse workforce, in the latest for Pensions Age’s special focus on DEI

Disclosures without the drama

As policymakers grapple with the future of pension sustainability reporting, UK Sustainable Investment and Finance Association (UKSIF) chief executive, James Alexander, sits down with Sophie Smith to call for smarter, more coherent disclosure rules that drive real-world outcomes, rather than red tape barriers

Going private: The asset class gathering pace

As the Mansion House Compact and Accord take hold, UK pension schemes are stepping up allocations to private markets. Sandra Haurant reports

Is this the real life? Is this just fantasy?

The challenge for the pensions industry to spot AI-generated ‘deepfakes’, and the role they may play in identity fraud

The sum of many small parts

As the number of self-employed continues to rise, what changes are required to better assist them in their retirement saving?

Coming of age

With the professional trustee market reportedly entering a new stage of maturity, Laura Blows

explores whether the sector is experiencing any growing pains

The future of covenant assessment

Employer Covenant Practitioners Association chair, Luke Hartley, explores the continued importance of the employer covenant throughout this period of great change

Putting the ‘me’ in member

Universities Superannuation Scheme (USS) pensions operations and services executive,

Stephen Worthington, explains how the UK’s largest private pension scheme has made member experience central to its operations

Cheap and cheerful?

The debate between cost and value has continued to persist, as whilst increased scale has allowed providers to negotiate better fees, not all are convinced that this is delivering the best value for savers

Closing the disability pensions gap

Many people with disabilities are unable to accumulate significant occupational or private pension savings, in part because of the difficulties to find work and the struggles they may face within the workplace. David Adams looks at what the pensions industry, employers and policymakers might do to help ensure more disabled people can enjoy a better income in retirement

Multi-employer CDC in practice – from drawing board to delivery

After years of planning, the first multi-employer CDC pension schemes could be launched as early as 2027, with regulators set to publish rules this autumn

View More Features

Check out our latest jobs

Head of Pensions Member Services

Posted by

91,342 to £105,337 a year

Hybrid

Permanent

We're looking for a strategic and passionate leader to join us as Head of Pensions Member Services. This is a unique opportunity to lead one of the UK's largest public sector pension schemes, ensuring our members receive the best possible experience. You'll be at the heart of service transformation, helping us deliver excellence and innovation in everything we do.

View Job

Head of Pensions Stakeholder Engagement and Communications

Posted by

91,342 to £105,337 a year

Hybrid

Permanent

We're looking for a dynamic and experienced leader to join us as Head of Pensions Stakeholder Engagement and Communications. This is a unique opportunity to shape how NHS Pensions communicates with its members, partners, and the public - ensuring voices are heard and services are shaped by real insight.

View Job

Head of Pensions Technical Excellence

Posted by

91,342 to £105,337 a year

Hybrid

Permanent

We’re looking for a passionate and experienced leader to join us as Head of Pensions Technical Excellence. This is a unique opportunity to shape the future of the NHS Pension Scheme, ensuring we deliver with precision, integrity, and innovation. You’ll lead a high-performing team, influence national policy, and work with key stakeholders across the NHS and beyond.

View Job

Pensions Advisor – Head Office

Posted by

39,468 pa rising to £48,702 after three years' service

Head Office, Salford Quays, M50 3XZ

The principal duties are: under the general direction of the Pensions Officer to provide a frontline pensions guidance service to members of the Union; provide a support service to the
Pensions Officer including developing policies on pensions; advise members, reps and
Union Officials on matters related to Company and State pension provision. To raise awareness and generate activity relating to pensions issues.

View Job

Independent Chair of the Local Pension Board

Posted by The London Borough of Croydon

Annual allowance of £5,974.00

Croydon

The London Borough of Croydon is seeking to appoint an Independent Chair of the Local Pension Board with effect from November 2025. This document provides the details you need to apply for this position.

View Job