The Money and Pensions Service (Maps) chief executive, Oliver Morley, has confirmed that the MoneyHelper dashboard is “on track”, with approximately 1,000 providers and schemes now connected, alongside the state pension.

Speaking at the Pensions Age Spring Conference, Morley stated that more than 60 million pension records are already connected to the platform, and around three quarters of those records are currently in scope.

“This is no longer theoretical. It's real infrastructure, and it's operating at quite some scale,” he said.

Morley highlighted the collaborative effort behind the rollout, noting that Maps has been working closely with providers, schemes, administrators, and integrated service providers to enable connections across the system.

“Almost all have completed integration testing, and most have now successfully connected,” he said. “We've taken a phased approach, starting with those covering the largest volume so we can test, learn, and stabilise.”

He added that the system is working and that providers and schemes can connect well in advance of the October 2026 deadline, which is now just six months away.

Morley also pointed to recent research from Maps showing that 21 million UK adults lack sufficient understanding of their pensions to make informed retirement decisions.

“That is the context that we're building the dashboards into,” he explained. “It's not just a technical tool, it's about helping people understand exactly what they have, and then making better decisions.”

In his speech, Morley also noted that the programme has now entered a major milestone, with live real user testing underway.

“We've now moved into real user testing, which is a major milestone,” Morley said. “We’ve already completed initial testing with industry participants and smaller user groups, and the early insights are really encouraging.”

According to Morley, most users are able to complete their journey with support and see clear value in being able to view all their pension information in one place. Many also commented on the time saved compared to navigating multiple providers and systems.

However, he acknowledged some caveats in the early findings, noting that initial participants tend to have higher levels of pension knowledge.

In light of this, Morley emphasised the importance of continuing to test as broad an audience as possible, but noted that “even at this stage, it's clear that the core proposition works and works well”.

The goal is to test the MoneyHelper Dashboard with 20,000 participants, which Morley believes will make it “one of the most tested digital products” seen in the UK in recent years.

Morley called on the industry to support this effort in two ways: by encouraging members and employees to participate in testing and by continuing to prepare for connection.

“The connection deadline is fixed, standards are now part of the legislative framework, and data quality will be one of the biggest determinants of user experience,” he said.

He emphasised that factors such as matching, data accuracy and cross-scheme consistency will help shape whether dashboards build trust or create confusion.

“The system is working, and we're now learning from real users interacting with their own data,” he added.

Morley also welcomed the recent Royal Assent of the Pension Schemes Bill, which will enable the Pension Protection Fund to connect to the dashboard ecosystem.

Looking ahead, he said the next phase will focus on scaling safely, improving user experience and preparing for launch.

The final decision on launch timing will rest with the Secretary of State and will depend on readiness across the whole UK system. Morley confirmed that there "will be at least six months before we go for public launch".

Maps plans to launch the MoneyHelper dashboard first, providing “access to a trusted public service early”, insights into demand and how dashboards are used at scale.

Private sector dashboards are expected to follow, Morley said, noting that Maps will continue to work with providers and regulators to help shape the next phase.

“That will depend on everyone being ready in terms of data, systems and engagement with customers,” Morley concluded.

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